Funds / Mutual Funds / Scheme 119821
SBI Money Market Fund
Direct Plan · Growth · SBI Mutual Fund · scheme code 119821 · ISIN INF200K01SZ5
- Scheme code
- 119821
- Latest NAV
- ₹48.1106
- NAV date
- 23 Sep 2026
- Fund house
- SBI Mutual Fund
Reading this dossier
Data, not advice. These pages show NAV history, category and computed returns as published by AMFI, so funds can be compared side by side. StockProof does not rank funds, does not score them, and does not recommend buying, selling or holding any of them. Past NAV movement is not an indication of future returns.
Fund names here are CURRENT names, not the name the fund had on the date shown. AMFI retroactively restates historical scheme names to whatever the fund is called today: its own April 2006 file lists schemes under "Nippon India Mutual Fund", a fund house that did not exist until 2019 (it was Reliance). Measured on 2026-08-29, all 1,947 scheme codes present in both AMFI's 2018 and 2026 files showed zero name changes — not because renames are rare in the Indian fund industry, but because the history is rewritten. StockProof stores and shows only the current name and does not attempt to reconstruct point-in-time names, because AMFI publishes nothing that would make that possible. The NAV figures themselves are as published for each date and are not restated.
Long-window returns are measured only over funds that still exist. Of the 1,790 scheme codes AMFI priced in April 2006, only 568 (31%) were still being priced in 2026. Funds that closed or merged are not in a long-period comparison, so any group of surviving funds looks better than the choice an investor actually faced at the time.
Benchmark, benchmark return and AUM figures on this page are AMFI's own published disclosure — the same SEBI-mandated benchmark every fund must declare and report against, sourced from AMFI's Fund Performance data. StockProof does not compute the benchmark return itself: it shows the number AMFI and the fund house publish, exactly as published. StockProof does not rank funds or benchmarks by this figure, and this is not a recommendation to buy, sell or hold anything.
This section is matched to the scheme above by FUND NAME, not by scheme code or ISIN — AMFI's benchmark-disclosure API carries neither, unlike its NAV files. Measured 2026-08-29 across the whole universe, this name match succeeds for about 86% of funds; most misses are small spelling or punctuation drift between AMFI's own two systems, not a wrong match — a fund with no match here simply shows no data rather than another fund's. One disclosed row also covers BOTH the Regular and Direct plan of a fund together, because that is the granularity AMFI itself publishes at — one level coarser than the per-plan scheme codes StockProof otherwise tracks.
Scheme
| Latest NAV | ₹48.1106 |
|---|---|
| NAV date | 23 Sep 2026 |
| Category | Debt · Money Market Fund |
| Structure | Open Ended |
| Status | Open — priced in AMFI's latest file |
| As published by AMFI | Open Ended Schemes(Income/Debt Oriented Schemes - Money Market Fund)
StockProof normalizes AMFI's 104 category spellings onto 56 categories; this is the raw string behind the one shown above. |
| Stored NAV history | 746 points, 01 Sep 2023 → 23 Sep 2026 |
Benchmark & AUM
| Benchmark | CRISIL Money Market A-I Index |
|---|---|
| Daily AUM | ₹327.28 Bn |
| As of | 27 Aug 2026 |
| Riskometer — scheme | Moderate |
| Riskometer — benchmark | Low to Moderate |
Fund vs benchmark
Regular and Direct are the plan's own trailing return; Benchmark is the same window's return on the declared benchmark above, as published by AMFI. A window is blank when AMFI has not published it for this fund, most often because the fund has not existed that long.
| Window | Regular | Direct | Benchmark |
|---|---|---|---|
| 1 Year | 5.93% | 6.35% | 6.05% |
| 3 Year | 6.84% | 7.33% | 6.92% |
| 5 Year | 6.10% | 6.61% | 6.37% |
| 10 Year | 6.20% | 6.80% | 6.35% |
| Since launch | 6.97% | 7.48% | see below |
"Since launch" benchmark return is shown per plan, not as one column above — the Regular and Direct plan of a fund can launch on different dates, so each is benchmarked over its own window: Regular 6.95%, Direct 6.97%.
Returns (CAGR)
Compound annual growth of NAV over each trailing window, computed from stored history with the same function the company pages use. A window is only shown as a number when the stored history genuinely reaches back that far — it is never computed over a shorter span and labelled as the longer one.
| Window | CAGR | Basis |
|---|---|---|
| 1-year | 6.44% | NAV 45.1997 on 23 Sep 2025 to 48.1106 on 23 Sep 2026 (1-year, AMFI) |
| 3-year | 7.33% | NAV 38.9048 on 22 Sep 2023 to 48.1106 on 23 Sep 2026 (3-year, AMFI) |
| 5-year | N/A | Stored NAV history starts 01 Sep 2023, which does not reach back a full 5 years from 23 Sep 2026. |
| 10-year | N/A | Stored NAV history starts 01 Sep 2023, which does not reach back a full 10 years from 23 Sep 2026. |
| Since stored history begins | 7.32% | NAV 38.7542 on 01 Sep 2023 to 48.1106 on 23 Sep 2026 (3.1 years stored, AMFI) |
"Since stored history begins" is deliberately not called "since inception" — AMFI publishes no NAV before 1 April 2006, so for an older fund its true inception NAV is not in any public AMFI feed.
Holdings X-ray
These holdings are the fund house's own SEBI-mandated monthly portfolio disclosure, read from the file the AMC publishes and shown as published. StockProof does not estimate, model or infer a single holding. The portfolio is a SNAPSHOT on the date shown — usually a month-end — and a fund can and does trade in between, so what it holds today is not necessarily what is listed here. Nothing on this page ranks funds, scores them, or recommends buying, selling or holding anything.
StockProof can only link a holding to a company page if that company is in the Nifty 500 universe it tracks. Everything the fund disclosed is listed here either way — holdings outside that universe are shown with their real names and weights and counted explicitly as "outside tracked universe", never dropped. Two coverage figures are given because they can differ enormously and either one alone is misleading: the share of holding LINES that link, and the share of disclosed WEIGHT that links. Parag Parikh Flexi Cap Fund is the standing example — under half its lines link, but around three-quarters of its weight does, because its unlinked positions are a handful of very large US holdings.
Coverage varies enormously by fund type and low coverage is a fact about the universe boundary, not a defect. Large-cap, flexi-cap and index funds typically X-ray at over 90% of disclosed weight; small-cap funds fall to roughly 44–75%, because much of what they own sits below the Nifty 500; and a pure debt fund links at zero, because bonds are not companies in StockProof's universe at all. Read the coverage figure before reading the holdings: at 45% coverage the listed companies are a minority of the fund.
The disclosed holdings usually do not add to 100% of the fund. The remainder is cash, TREPS, repo and derivative margin, which the AMC reports without a security line. Weights here are the AMC's own "% to NAV" figures, so they are shares of the WHOLE fund and can be added up directly — but the total falling short of 100% is normal and is shown rather than scaled away.
Holdings are matched to companies by ISIN — the security's own permanent identifier, never by name — so a matched company is the security the fund disclosed and not a guess. The FUND itself is matched to this page by NAME, which is weaker: measured 2026-08-30 across 625 portfolios, that name match succeeds for about 91% of funds, because the AMC's file carries no AMFI scheme code. A fund with no match simply shows no holdings section rather than another fund's. One disclosed portfolio also covers every plan and option of a fund at once, since that is the granularity the fund house publishes at.
How much of this fund StockProof can show
| Of the weight the fund disclosed, tracked | 0.0% | 0.0% of NAV, out of the 97.5% the fund disclosed in security lines |
|---|---|---|
| Of the holding lines disclosed, tracked | 0.0% | 0 of 94 positions. This can differ sharply from the weight figure above — a few very large untracked holdings move one and not the other. |
| Outside StockProof's tracked universe | 94 | 97.5% of NAV — listed in full below with real names and weights, never dropped |
| Not in any security line | 2.5% | cash, TREPS, repo and derivative margin, which the fund house reports without a security line |
Portfolio as disclosed by SBI Money Market Fund on 31 Aug 2026, read from the fund house's own published file (sheet SSF). The unit check passed: 97.51% of NAV over 93 lines is consistent with 'percent'.
| Holding | Industry / rating | % of NAV | Tracked |
|---|---|---|---|
| 7.39% State Government of Uttar Pradesh 2026 IN3320160226 | Sovereign | — | outside tracked universe |
| ICICI Bank Ltd. INE090AD6303 | [ICRA]A1+ | 4.49% | outside tracked universe |
| National Bank for Financing Infrastructure and Development INE0KUG16020 | IND A1+ | 4.35% | outside tracked universe |
| LIC Housing Finance Ltd. INE115A14FS2 | CRISIL A1+ | 4.07% | outside tracked universe |
| 182 DAY T-BILL 24.12.26 IN002026Y121 | Sovereign | 3.97% | outside tracked universe |
| 364 DAY T-BILL 04.03.27 IN002025Z484 | Sovereign | 3.85% | outside tracked universe |
| Union Bank of India INE692A16KQ9 | [ICRA]A1+ | 3.05% | outside tracked universe |
| Punjab National Bank INE160A16UQ6 | CRISIL A1+ | 3.00% | outside tracked universe |
| Jio Credit Ltd. INE282H14097 | CRISIL A1+ | 2.99% | outside tracked universe |
| Union Bank of India INE692A16KU1 | [ICRA]A1+ | 2.95% | outside tracked universe |
| Punjab National Bank INE160A16UD4 | CRISIL A1+ | 2.64% | outside tracked universe |
| Small Industries Development Bank of India INE556F16CA6 | CRISIL A1+ | 2.56% | outside tracked universe |
| Canara Bank INE476A16H43 | CRISIL A1+ | 2.54% | outside tracked universe |
| Bank of Baroda INE028A16LR2 | IND A1+ | 2.43% | outside tracked universe |
| 364 DAY T-BILL 25.02.27 IN002025Z476 | Sovereign | 2.25% | outside tracked universe |
| IDBI Bank Ltd. INE008A168A9 | CRISIL A1+ | 1.80% | outside tracked universe |
| Indian Bank INE562A16QH0 | CRISIL A1+ | 1.51% | outside tracked universe |
| JM Financial Properties & Holdings Ltd. INE525R14957 | CRISIL A1+ | 1.51% | outside tracked universe |
| Canara Bank INE476A16H92 | CRISIL A1+ | 1.50% | outside tracked universe |
| Cholamandalam Investment & Finance Co. Ltd. INE121A14YM4 | CRISIL A1+ | 1.50% | outside tracked universe |
| Jio Credit Ltd. INE282H14105 | CRISIL A1+ | 1.50% | outside tracked universe |
| Kotak Mahindra Bank Ltd. INE237AD6174 | CRISIL A1+ | 1.50% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AO8 | CRISIL A1+ | 1.50% | outside tracked universe |
| L&T Finance Ltd. INE498L14FQ3 | CRISIL A1+ | 1.49% | outside tracked universe |
| Bank of Baroda INE028A16LI1 | IND A1+ | 1.36% | outside tracked universe |
| HDFC Bank Ltd. INE040A16IQ5 | CRISIL A1+ | 1.35% | outside tracked universe |
| 182 DAY T-BILL 12.11.26 IN002026Y063 | Sovereign | 1.23% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AQ3 | CRISIL A1+ | 1.14% | outside tracked universe |
| Bank of Baroda INE028A16LD2 | IND A1+ | 1.12% | outside tracked universe |
| Canara Bank INE476A16G02 | CRISIL A1+ | 1.06% | outside tracked universe |
| Canara Bank INE476A16G44 | CRISIL A1+ | 1.06% | outside tracked universe |
| Muthoot Fincorp Ltd. INE549K14CH1 | CRISIL A1+ | 1.06% | outside tracked universe |
| Muthoot Finance Ltd. INE414G14VO2 | CRISIL A1+ | 1.05% | outside tracked universe |
| Small Industries Development Bank of India INE556F16CB4 | CRISIL A1+ | 1.05% | outside tracked universe |
| 7.52% State Government of Uttar Pradesh 2027 IN3320170043 | Sovereign | 1.02% | outside tracked universe |
| Avanse Financial Services Ltd. INE087P14846 | CRISIL A1+ | 0.93% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AG4 | CRISIL A1+ | 0.91% | outside tracked universe |
| Sundaram Finance Ltd. INE660A14ZF2 | CRISIL A1+ | 0.91% | outside tracked universe |
| Axis Bank Ltd. INE238AD6CP1 | CRISIL A1+ | 0.90% | outside tracked universe |
| Indian Overseas Bank INE565A16BT0 | CARE A1+ | 0.90% | outside tracked universe |
| 91 DAY T-BILL 24.09.26 IN002026X123 | Sovereign | 0.77% | outside tracked universe |
| Equitas Small Finance Bank Ltd. INE063P16BP2 | CRISIL A1+ | 0.76% | outside tracked universe |
| Equitas Small Finance Bank Ltd. INE063P16BO5 | CRISIL A1+ | 0.76% | outside tracked universe |
| Muthoot Fincorp Ltd. INE549K14CQ2 | CRISIL A1+ | 0.76% | outside tracked universe |
| Pilani Investment & Industries Corporation Ltd. INE417C14AP5 | CRISIL A1+ | 0.75% | outside tracked universe |
| The Jammu & Kashmir Bank Ltd. INE168A16NM3 | CRISIL A1+ | 0.75% | outside tracked universe |
| Torrent Pharmaceuticals Ltd. INE685A14187 | [ICRA]A1+ | 0.68% | outside tracked universe |
| Muthoot Fincorp Ltd. INE549K14CP4 | CRISIL A1+ | 0.62% | outside tracked universe |
| Avanse Financial Services Ltd. INE087P14887 | CRISIL A1+ | 0.61% | outside tracked universe |
| Axis Bank Ltd. INE238AD6BV1 | CRISIL A1+ | 0.61% | outside tracked universe |
| Bank of Baroda INE028A16KZ7 | IND A1+ | 0.61% | outside tracked universe |
| Hero FinCorp Ltd. INE957N14KS0 | CRISIL A1+ | 0.61% | outside tracked universe |
| Hero FinCorp Ltd. INE957N14KR2 | CRISIL A1+ | 0.61% | outside tracked universe |
| ICICI Bank Ltd. INE090AD6279 | [ICRA]A1+ | 0.60% | outside tracked universe |
| ICICI Securities Ltd. INE763G14L37 | CRISIL A1+ | 0.60% | outside tracked universe |
| Muthoot Finance Ltd. INE414G14VM6 | CRISIL A1+ | 0.60% | outside tracked universe |
| Small Industries Development Bank of India INE556F16BY8 | CRISIL A1+ | 0.60% | outside tracked universe |
| Toyota Financial Services India Ltd. INE692Q14BV9 | CRISIL A1+ | 0.60% | outside tracked universe |
| SMFG India Credit Company Ltd. INE535H14JS8 | CRISIL A1+ | 0.54% | outside tracked universe |
| HDFC Bank Ltd. INE040A16IZ6 | CRISIL A1+ | 0.46% | outside tracked universe |
| JM Financial Services Ltd. INE012I14SZ2 | CRISIL A1+ | 0.46% | outside tracked universe |
| Bank of Baroda INE028A16LW2 | IND A1+ | 0.45% | outside tracked universe |
| Godrej Housing Finance Ltd. INE02JD14815 | CRISIL A1+ | 0.45% | outside tracked universe |
| Motilal Oswal Financial Services Ltd. INE338I14ME9 | CRISIL A1+ | 0.45% | outside tracked universe |
| TATA Capital Ltd. INE976I14RR7 | CRISIL A1+ | 0.45% | outside tracked universe |
| HDFC Bank Ltd. INE040A16IO0 | CRISIL A1+ | 0.38% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AD1 | CRISIL A1+ | 0.38% | outside tracked universe |
| Small Industries Development Bank of India INE556F16BT8 | CRISIL A1+ | 0.37% | outside tracked universe |
| Punjab National Bank INE160A16UH5 | CRISIL A1+ | 0.36% | outside tracked universe |
| Bank of Baroda INE028A16KK9 | IND A1+ | 0.31% | outside tracked universe |
| Dsp Investment Manager Pvt. Ltd. INE422H14545 | CRISIL A1+ | 0.31% | outside tracked universe |
| Mindspace Business Parks Reit INE0CCU14138 | [ICRA]A1+ | 0.31% | outside tracked universe |
| Canara Bank INE476A16H35 | CRISIL A1+ | 0.30% | outside tracked universe |
| Canara Bank INE476A16H84 | CRISIL A1+ | 0.30% | outside tracked universe |
| Corporate Debt Market Development Fund-A2 INF0RQ622028 | CDMDF | 0.30% | outside tracked universe |
| HDFC Bank Ltd. INE040A16IU7 | CRISIL A1+ | 0.30% | outside tracked universe |
| Muthoot Finance Ltd. INE414G14VP9 | CRISIL A1+ | 0.30% | outside tracked universe |
| Punjab National Bank INE160A16TZ9 | CRISIL A1+ | 0.30% | outside tracked universe |
| Nirma Ltd. INE091A14EY6 | CRISIL A1+ | 0.23% | outside tracked universe |
| 7.40% State Government of Jharkhand 2026 IN3720160024 | Sovereign | 0.20% | outside tracked universe |
| 6.04% State Government of Gujarat 2026 IN1520210130 | Sovereign | 0.16% | outside tracked universe |
| Bank of Baroda INE028A16KI3 | IND A1+ | 0.15% | outside tracked universe |
| Bank of Baroda INE028A16KO1 | IND A1+ | 0.15% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AM2 | CRISIL A1+ | 0.15% | outside tracked universe |
| National Bank for Agriculture and Rural Development INE261F16AF6 | CRISIL A1+ | 0.15% | outside tracked universe |
| Small Industries Development Bank of India INE556F16BW2 | CRISIL A1+ | 0.15% | outside tracked universe |
| 7.40% State Government of Telangana 2026 IN4520160115 | Sovereign | 0.14% | outside tracked universe |
| 7.39% State Government of Himachal Pradesh 2026 IN1720160028 | Sovereign | 0.13% | outside tracked universe |
| 7.42% State Government of Assam 2026 IN1220160023 | Sovereign | 0.12% | outside tracked universe |
| 7.25% State Government of Andhra Pradesh 2026 IN1020160413 | Sovereign | 0.08% | outside tracked universe |
| 7.25% State Government of West Bengal 2026 IN3420160084 | Sovereign | 0.08% | outside tracked universe |
| Small Industries Development Bank of India INE556F16CC2 | CRISIL A1+ | 0.08% | outside tracked universe |
| Small Industries Development Bank of India INE556F16BQ4 | CRISIL A1+ | 0.08% | outside tracked universe |
| Union Bank of India INE692A16LM6 | [ICRA]A1+ | 0.08% | outside tracked universe |
Every line the fund house disclosed is listed above, in the order it weighs. Weights are the fund house's own "% to NAV" figures, normalised to a percentage of the whole fund; they are not rescaled to add to 100%.
Active share & tracking error
Active share (Cremers & Petajisto, 2009) is half the sum of the absolute difference between this fund's disclosed weight and the benchmark proxy's disclosed weight, security by security. Tracking error (Roll, 1992) is the annualized standard deviation of the daily difference between this fund's return and the proxy's, over the days both have a stored NAV. Neither is a rating or a score; both describe how much this fund's actual holdings and returns differ from a portfolio that simply held the benchmark.
StockProof has no official total-return index (TRI) data — the price feed it stores tracks an index's PRICE only, which understates a real TRI benchmark by roughly its dividend yield. Instead, both figures are computed against another fund: an index fund that tracks the same benchmark, whose own NAV already reflects reinvested dividends and whose own disclosed portfolio stands in for the benchmark's constituent weights. Measured directly: two different index funds on the same benchmark differ from each other by only 2–3 basis points a year of tracking error — two orders of magnitude below any actively managed fund's real figure — which is what licenses using one as a stand-in for the true benchmark. This proxy is hand-picked and verified for 24 declared benchmarks; a fund benchmarked to anything else shows no active share or tracking error, not a guessed one.
This fund's declared benchmark is CRISIL Money Market A-I Index, but no benchmark proxy has been hand-verified for “CRISIL Money Market A-I Index”.